Take care of everyone on your payroll—and their families—with OpenCircle’s benefit plans. With electronic claims filing, direct billing, and our mobile app, our coverage is simple to access and easy to use.
Simple and flexible to use, our benefit plans are tailor-made to support the well-being of your employees and their families. You can choose the plan that best suits your organization and everyone on your payroll — both hourly and salaried staff. Our comprehensive benefits plans are cost effective, simple to use and easy to access. Plus, employees participating in the OpenCircle Hour Bank Benefit Plan are entitled to benefit plan portability between OpenCircle Member companies with an Hour Bank Plan.
Employers can select a plan that provides 80% or 100% coverage for eligible drugs. With no lifetime or annual maximums, your employees will be protected against rising drug costs.
All plans include a vision care benefit. We have three levels that companies can choose from, meaning that our plans can meet the diverse needs of your group. All vision care options include coverage for eye exams and prescription eyewear. Employees also have an additional $150 benefit for prescription safety glasses for on-the-job.
100% coverage for semi-private hospital, medical equipment and supplies, and out-of-country medical emergencies. Paramedical coverage for physiotherapists, chiropractic, psychologists, massage therapists and more, subject to hourly and annual limits.
Your single sign-on portal that unites enrolment, eligibility, and claims submission for the Hour Bank and Office Supervisory Plan with the Employee & Family Assistance Program and Medical Second Opinion. Log in and enrol to activate your benefits, access your Benefit ID Card and access your benefit information.
You are able to select a practitioner through the EFAP selection process based on your preferences and utilize the visits through this program. If you would like to continue to see this practitioner, you will be able to continue care at a discounted rate through your extended health plan utilize your psychology benefits.
You can contact the EFAP program by dialing 1-833-707-4747.
Coverage of up to $2,000,000 CAD per incident is available in the event of an unexpected medical emergency outside of Canada.
Connects individuals and their treating physicians with world-renowned specialists to confirm the correct diagnosis and treatment plan, without having to leave home. It also assists in navigating the health care system through one-on-one coaching and support.
24/7 access to a healthcare provider by app, web, or phone.
On-demand or appointment-based care is available to Plan Members under the OpenCircle Benefit Plan wherever they are in Canada, and when travelling to the US — at no cost!
To learn more contact inquiries@opencirclebenefits.ca
Under the Hour Bank Plan, companies can choose a flat Employee Life Insurance amount between $50,000 and $150,000. Office Supervisory Plan coverage is salary-based – participating companies can choose one, two or three times the employee’s annual salary. In the case of accidental death, the benefit doubles. Life insurance is $10,000 for a spouse and $5,000 for dependent children.
Benefits are available after 182 consecutive days of an employee’s total disability. The Hour Bank LTD benefit is a flat monthly benefit that the company selects. The Office Supervisory LTD benefit is based on the employee’s salary. Benefits are payable where an employee qualifies and was actively at work at the time of disability.
STD is an optional add-on to your company’s OpenCircle Benefit Plan. Benefits are payable on the first day of an employee’s accident or hospitalization, or on the eighth day of a disabling illness. The Hour Bank STD benefit is a flat weekly benefit that the company selects. The Office Supervisory STD benefit is based on the employee’s salary. Benefits are payable where an employee qualifies and was actively at work at the time of disability.
Most medical and dental claims can be submitted electronically. Claim payments can be expedited through direct deposit.
Most medical and dental claims can be submitted electronically. Claim payments can be expedited through direct deposit.
Most providers of health and dental services are able to bill GreenShield directly.
